Difference between revisions of "Pacific Standard Bank"
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{{infobox item | {{infobox item | ||
|title = Pacific Standard Bank | |title = Pacific Standard Bank | ||
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===Bonus Collector=== | ===Bonus Collector=== | ||
| − | The Bonus Collector {{Icon|Bonus Collector}} collects all business bonus stacks ({{Icon|Business Bonus}} & {{Icon|Business Full}}) at once. | + | The Bonus Collector {{Icon|Bonus Collector}} collects all business bonus stacks ({{Icon|Business Bonus}} & {{Icon|Business Full}}) at once. It will take a 20% tax to compensate for the time saved. Players who don't own the Pacific Standard Bank can also use a [[Factions|Faction]] bonus collector but will be taxed at 30% instead. Once you own the Pacific Standard Bank Your Faction Bonus Collector will also be taxed at the 20% Rate. |
==Loans== | ==Loans== | ||
The bank offers several loans, through the Loan Office {{Icon|Pacific Standard}}. They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically paid back when you receive money from jobs.<br> While a loan is active, you can <b>NOT</b> give money to other players. Keep this in mind if you are an active trader. | The bank offers several loans, through the Loan Office {{Icon|Pacific Standard}}. They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically paid back when you receive money from jobs.<br> While a loan is active, you can <b>NOT</b> give money to other players. Keep this in mind if you are an active trader. | ||
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| Player Level 50 | | Player Level 50 | ||
| $62,500,000 (62.5M) | | $62,500,000 (62.5M) | ||
| − | | | + | | 1,000 |
|- | |- | ||
| Sellout Loan | | Sellout Loan | ||
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| Player Level 75 | | Player Level 75 | ||
| $125,000,000 (125M) | | $125,000,000 (125M) | ||
| − | | | + | | 2,000 |
|- | |- | ||
| Business Tycoon Loan | | Business Tycoon Loan | ||
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| Player Level 100 | | Player Level 100 | ||
| $187,500,000 (187.5M) | | $187,500,000 (187.5M) | ||
| − | | 3 000 | + | | 3,000 |
|} | |} | ||
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Each storage card waivers up to $25,000 (25K) when depositing items at a [[Self Storages|Self Storage]].<br> | Each storage card waivers up to $25,000 (25K) when depositing items at a [[Self Storages|Self Storage]].<br> | ||
| − | The amount of storage cards you receive | + | The amount of storage cards you receive scales up with the size of the loan. To give an idea: The Beginner Loan gives 1 storage card, while The Business Tycoon Loan gives 3,000 storage cards upon successful full repayment of the loan. |
<br><small>[[Self Storages#Storage Cards|More info on obtaining Storage Cards.]]</small> | <br><small>[[Self Storages#Storage Cards|More info on obtaining Storage Cards.]]</small> | ||
| − | {{Note|Paying down a loan in full directly via the [[Pacific Standard Bank]] will '''not''' reward you with '''Storage Cards''', only loans that are paid off automatically through receiving money from jobs will | + | {{Note|Paying down a loan in full directly via the [[Pacific Standard Bank]] will '''not''' reward you with '''Storage Cards''', only loans that are paid off automatically through receiving money from jobs will reward you with Storage Cards.|warn}} |
Latest revision as of 14:57, 6 June 2024
The Pacific Standard Bank is one of the many Businesses available in Transport Tycoon.
The Pacific Standard Bank can be bought for $500,000,000 (500M).
Unlike other businesses, the bank does not generate Business Cash Stacks.
Location
Perks
- Vehicle Garage
- Bonus Collector
- Spawn Point (selectable when logging in)
Bonus Collector
The Bonus Collector 
collects all business bonus stacks (
& 
) at once. It will take a 20% tax to compensate for the time saved. Players who don't own the Pacific Standard Bank can also use a Faction bonus collector but will be taxed at 30% instead. Once you own the Pacific Standard Bank Your Faction Bonus Collector will also be taxed at the 20% Rate.
Loans
The bank offers several loans, through the Loan Office 
. They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically paid back when you receive money from jobs.
While a loan is active, you can NOT give money to other players. Keep this in mind if you are an active trader.
| Loan Name | Amount | Extra Requirements | Debt (loan +25% interest) | Storage Cards |
|---|---|---|---|---|
| Beginner Loan | $50,000 (50K) | Must be free of debt | $62,500 (62.5K) | 1 |
| Starter Loan | $150,000 (150K) | Player Level 5 | $187,500 (187.5K) | 3 |
| Discord Loan | $250,000 (250K) | Must link Discord account | $312,500 (312.5K) | 5 |
| Millionaire Loan | $1,000,000 (1M) | Player Level 10 | $1,250,000 (1.25M) | 20 |
| Upcoming Tycoon Loan | $2,500,000 (2.5M) | Player Level 15 | $3,120,000 (3.12M) | 50 |
| Medium Loan | $10,000,000 (10M) | Player Level 25 | $12,500,000 (12.5M) | 200 |
| Heavy Loan | $25,000,000 (25M) | Player Level 30 | $31,250,000 (31.25M) | 500 |
| Long-term Loan | $50,000,000 (50M) | Player Level 50 | $62,500,000 (62.5M) | 1,000 |
| Sellout Loan | $100,000,000 (100M) | Player Level 75 | $125,000,000 (125M) | 2,000 |
| Business Tycoon Loan | $150,000,000 (150M) | Player Level 100 | $187,500,000 (187.5M) | 3,000 |
Storage Cards
When successfully paying off loans, you are awarded with Storage Cards.
Each storage card waivers up to $25,000 (25K) when depositing items at a Self Storage.
The amount of storage cards you receive scales up with the size of the loan. To give an idea: The Beginner Loan gives 1 storage card, while The Business Tycoon Loan gives 3,000 storage cards upon successful full repayment of the loan.
More info on obtaining Storage Cards.
