Difference between revisions of "Pacific Standard Bank"
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The Pacific Standard Bank can be bought for $500,000,000 (500M). | The Pacific Standard Bank can be bought for $500,000,000 (500M). | ||
| − | Unlike other businesses, the bank does not generate | + | Unlike other businesses, the bank does not generate Business Cash Stacks.<br> |
| − | [[File:PacificStandardBank.jpg | + | [[File:PacificStandardBank.jpg|centre|400x500px]] |
The Pacific Standard Bank is located on the intersection of Alta Street and Vinewood Boulevard in Downtown Vinewood. | The Pacific Standard Bank is located on the intersection of Alta Street and Vinewood Boulevard in Downtown Vinewood. | ||
<div align="left"> | <div align="left"> | ||
| Line 14: | Line 14: | ||
The Bonus Collector {{Icon|Bonus Collector}} collects all business bonus stacks ({{Icon|Business Bonus}} & {{Icon|Business Full}}) at once. To compensate for the time saved, it will take a 20% tax. Players that don't own the Pacific Standard Bank can also use a [[Factions|Faction]] bonus collector, but will be taxed at 30% instead. Once you own the bank, even the faction bonus collector only takes 20%. | The Bonus Collector {{Icon|Bonus Collector}} collects all business bonus stacks ({{Icon|Business Bonus}} & {{Icon|Business Full}}) at once. To compensate for the time saved, it will take a 20% tax. Players that don't own the Pacific Standard Bank can also use a [[Factions|Faction]] bonus collector, but will be taxed at 30% instead. Once you own the bank, even the faction bonus collector only takes 20%. | ||
==Loans== | ==Loans== | ||
| − | The bank offers several loans, through the Loan Office {{Icon|Pacific Standard}}. They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically | + | The bank offers several loans, through the Loan Office {{Icon|Pacific Standard}}. They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically paid back when you receive money from jobs.<br> While a loan is active, you can <b>NOT</b> give money to other players. Keep this in mind if you are an active trader. |
{| class="wikitable" | {| class="wikitable" | ||
| Line 26: | Line 26: | ||
| Beginner Loan | | Beginner Loan | ||
| $50,000 (50K) | | $50,000 (50K) | ||
| − | | | + | | Must be free of debt |
| $62,500 (62.5K) | | $62,500 (62.5K) | ||
| 1 | | 1 | ||
| Line 34: | Line 34: | ||
| Player Level 5 | | Player Level 5 | ||
| $187,500 (187.5K) | | $187,500 (187.5K) | ||
| − | | | + | | 3 |
|- | |- | ||
| Discord Loan | | Discord Loan | ||
| Line 40: | Line 40: | ||
| Must link [[Discord]] account | | Must link [[Discord]] account | ||
| $312,500 (312.5K) | | $312,500 (312.5K) | ||
| − | | | + | | 5 |
|- | |- | ||
| Millionaire Loan | | Millionaire Loan | ||
| Line 46: | Line 46: | ||
| Player Level 10 | | Player Level 10 | ||
| $1,250,000 (1.25M) | | $1,250,000 (1.25M) | ||
| − | | | + | | 20 |
|- | |- | ||
| Upcoming Tycoon Loan | | Upcoming Tycoon Loan | ||
| Line 52: | Line 52: | ||
| Player Level 15 | | Player Level 15 | ||
| $3,120,000 (3.12M) | | $3,120,000 (3.12M) | ||
| − | | | + | | 50 |
|- | |- | ||
| Medium Loan | | Medium Loan | ||
| Line 58: | Line 58: | ||
| Player Level 25 | | Player Level 25 | ||
| $12,500,000 (12.5M) | | $12,500,000 (12.5M) | ||
| − | | | + | | 200 |
|- | |- | ||
| Heavy Loan | | Heavy Loan | ||
| Line 64: | Line 64: | ||
| Player Level 30 | | Player Level 30 | ||
| $31,250,000 (31.25M) | | $31,250,000 (31.25M) | ||
| − | | | + | | 500 |
|- | |- | ||
| Long-term Loan | | Long-term Loan | ||
| Line 70: | Line 70: | ||
| Player Level 50 | | Player Level 50 | ||
| $62,500,000 (62.5M) | | $62,500,000 (62.5M) | ||
| − | | | + | | 1000 |
|- | |- | ||
| Sellout Loan | | Sellout Loan | ||
| Line 76: | Line 76: | ||
| Player Level 75 | | Player Level 75 | ||
| $125,000,000 (125M) | | $125,000,000 (125M) | ||
| − | | | + | | 2000 |
|- | |- | ||
| Business Tycoon Loan | | Business Tycoon Loan | ||
| Line 84: | Line 84: | ||
| 3 000 | | 3 000 | ||
|} | |} | ||
| − | |||
| − | |||
===Storage Cards=== | ===Storage Cards=== | ||
Revision as of 08:35, 5 May 2022
The Pacific Standard Bank can be bought for $500,000,000 (500M).
Unlike other businesses, the bank does not generate Business Cash Stacks.
The Pacific Standard Bank is located on the intersection of Alta Street and Vinewood Boulevard in Downtown Vinewood.
Perks
- Vehicle Garage
- Bonus Collector
- Spawn Point (selectable when logging in)
Bonus Collector
The Bonus Collector 
collects all business bonus stacks (
& 
) at once. To compensate for the time saved, it will take a 20% tax. Players that don't own the Pacific Standard Bank can also use a Faction bonus collector, but will be taxed at 30% instead. Once you own the bank, even the faction bonus collector only takes 20%.
Loans
The bank offers several loans, through the Loan Office 
. They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically paid back when you receive money from jobs.
While a loan is active, you can NOT give money to other players. Keep this in mind if you are an active trader.
| Loan Name | Amount | Extra Requirements | Debt (loan +25% interest) | Storage Cards |
|---|---|---|---|---|
| Beginner Loan | $50,000 (50K) | Must be free of debt | $62,500 (62.5K) | 1 |
| Starter Loan | $150,000 (150K) | Player Level 5 | $187,500 (187.5K) | 3 |
| Discord Loan | $250,000 (250K) | Must link Discord account | $312,500 (312.5K) | 5 |
| Millionaire Loan | $1,000,000 (1M) | Player Level 10 | $1,250,000 (1.25M) | 20 |
| Upcoming Tycoon Loan | $2,500,000 (2.5M) | Player Level 15 | $3,120,000 (3.12M) | 50 |
| Medium Loan | $10,000,000 (10M) | Player Level 25 | $12,500,000 (12.5M) | 200 |
| Heavy Loan | $25,000,000 (25M) | Player Level 30 | $31,250,000 (31.25M) | 500 |
| Long-term Loan | $50,000,000 (50M) | Player Level 50 | $62,500,000 (62.5M) | 1000 |
| Sellout Loan | $100,000,000 (100M) | Player Level 75 | $125,000,000 (125M) | 2000 |
| Business Tycoon Loan | $150,000,000 (150M) | Player Level 100 | $187,500,000 (187.5M) | 3 000 |
Storage Cards
When successfully paying off loans via the Pacific Standard bank, you are awarded with Storage Cards.
Each storage card waivers up to $25,000 (25K) when depositing items at a Self Storage.
The amount of storage cards you receive, scale up with the size of the loan. To give an idea: The Beginner Loan gives 1 storage card, while The Business Tycoon Loan gives 3 000 storage cards upon successful full repayment of the loan.
