Difference between revisions of "Pacific Standard Bank"

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Latest revision as of 14:57, 6 June 2024

Polish


The Pacific Standard Bank is one of the many Businesses available in Transport Tycoon. The Pacific Standard Bank can be bought for $500,000,000 (500M). Unlike other businesses, the bank does not generate Business Cash Stacks.


Location

Loan Office.png
Map-dark.jpg

Perks

  • Vehicle Garage Garage.png
  • Bonus Collector Bonus Collector.png
  • Spawn Point (selectable when logging in)

Bonus Collector

The Bonus Collector Bonus Collector.png collects all business bonus stacks (Business Bonus.png & Business Full.png ) at once. It will take a 20% tax to compensate for the time saved. Players who don't own the Pacific Standard Bank can also use a Faction bonus collector but will be taxed at 30% instead. Once you own the Pacific Standard Bank Your Faction Bonus Collector will also be taxed at the 20% Rate.

Loans

The bank offers several loans, through the Loan Office Loan Office.png . They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically paid back when you receive money from jobs.
While a loan is active, you can NOT give money to other players. Keep this in mind if you are an active trader.

Loan Name Amount Extra Requirements Debt (loan +25% interest) Storage Cards
Beginner Loan $50,000 (50K) Must be free of debt $62,500 (62.5K) 1
Starter Loan $150,000 (150K) Player Level 5 $187,500 (187.5K) 3
Discord Loan $250,000 (250K) Must link Discord account $312,500 (312.5K) 5
Millionaire Loan $1,000,000 (1M) Player Level 10 $1,250,000 (1.25M) 20
Upcoming Tycoon Loan $2,500,000 (2.5M) Player Level 15 $3,120,000 (3.12M) 50
Medium Loan $10,000,000 (10M) Player Level 25 $12,500,000 (12.5M) 200
Heavy Loan $25,000,000 (25M) Player Level 30 $31,250,000 (31.25M) 500
Long-term Loan $50,000,000 (50M) Player Level 50 $62,500,000 (62.5M) 1,000
Sellout Loan $100,000,000 (100M) Player Level 75 $125,000,000 (125M) 2,000
Business Tycoon Loan $150,000,000 (150M) Player Level 100 $187,500,000 (187.5M) 3,000

Storage Cards

When successfully paying off loans, you are awarded with Storage Cards.
Each storage card waivers up to $25,000 (25K) when depositing items at a Self Storage.

The amount of storage cards you receive scales up with the size of the loan. To give an idea: The Beginner Loan gives 1 storage card, while The Business Tycoon Loan gives 3,000 storage cards upon successful full repayment of the loan.
More info on obtaining Storage Cards.

Paying down a loan in full directly via the Pacific Standard Bank will not reward you with Storage Cards, only loans that are paid off automatically through receiving money from jobs will reward you with Storage Cards.