Pacific Standard Bank
The Pacific Standard Bank can be bought for $500,000,000 (500M).
Unlike other businesses, the bank does not generate Business Cash Stacks.
The Pacific Standard Bank is located on the intersection of Alta Street and Vinewood Boulevard in Downtown Vinewood.
Perks
- Vehicle Garage
- Bonus Collector
- Spawn Point (selectable when logging in)
Bonus Collector
The Bonus Collector 
collects all business bonus stacks (
& 
) at once. To compensate for the time saved, it will take a 20% tax. Players that don't own the Pacific Standard Bank can also use a Faction bonus collector, but will be taxed at 30% instead. Once you own the bank, even the faction bonus collector only takes 20%.
Loans
The bank offers several loans, through the Loan Office 
. They range from $50,000 (50K) up to $150,000,000 (150M). To take any loan, you must currently be free of debt. You can also only have one loan active at a time. Loans are automatically paid back when you receive money from jobs.
While a loan is active, you can NOT give money to other players. Keep this in mind if you are an active trader.
| Loan Name | Amount | Extra Requirements | Debt (loan +25% interest) | Storage Cards |
|---|---|---|---|---|
| Beginner Loan | $50,000 (50K) | Must be free of debt | $62,500 (62.5K) | 1 |
| Starter Loan | $150,000 (150K) | Player Level 5 | $187,500 (187.5K) | 3 |
| Discord Loan | $250,000 (250K) | Must link Discord account | $312,500 (312.5K) | 5 |
| Millionaire Loan | $1,000,000 (1M) | Player Level 10 | $1,250,000 (1.25M) | 20 |
| Upcoming Tycoon Loan | $2,500,000 (2.5M) | Player Level 15 | $3,120,000 (3.12M) | 50 |
| Medium Loan | $10,000,000 (10M) | Player Level 25 | $12,500,000 (12.5M) | 200 |
| Heavy Loan | $25,000,000 (25M) | Player Level 30 | $31,250,000 (31.25M) | 500 |
| Long-term Loan | $50,000,000 (50M) | Player Level 50 | $62,500,000 (62.5M) | 1000 |
| Sellout Loan | $100,000,000 (100M) | Player Level 75 | $125,000,000 (125M) | 2000 |
| Business Tycoon Loan | $150,000,000 (150M) | Player Level 100 | $187,500,000 (187.5M) | 3 000 |
Storage Cards
When successfully paying off loans via the Pacific Standard bank, you are awarded with Storage Cards.
Each storage card waivers up to $25,000 (25K) when depositing items at a Self Storage.
The amount of storage cards you receive, scale up with the size of the loan. To give an idea: The Beginner Loan gives 1 storage card, while The Business Tycoon Loan gives 3 000 storage cards upon successful full repayment of the loan.
